All lending services are provided by LightStream, a division of SunTrust Bank, and we may be compensated by LightStream through links on this site.

Imagine the oasis your backyard can become. With LightStream, the nation's premier online consumer lender and a division of SunTrust Bank, you can bring that vision to life. LightStream offers low rates, flexible terms and no fees. The best part? The entire process is easier than you would dream of.

Your good credit deserves it.

Good credit customers earn a low-interest, fixed-rate loan. LightStream's low rates are even backed by their Rate Beat Program, so there's no doubt that you're getting the best rate. Visit Rate Beat Program

Your entire backyard project. No fees. No home equity requirements.

Whether you want to tackle one project or multiple at the same time, with LightStream, you don't have to deal with fees, prepayment penalties, appraisals or home equity requirements.

A loan that's on your terms.

Financing with LightStream means you can choose payment terms that fit your budget. Get a home improvement loan from $5,000 to $100,000 with flexible terms to make repaying your fixed-rate loan even easier.

There's no waiting.

LightStream's easy, online application process is followed by quick funds. When you fill out your application and complete all of your loan information by 2:30pm EST, LightStream can get funds over to you as soon as the same day you apply!

The process is easier and faster than you can imagine!

• 1. Click below to apply. You will receive a response shortly during business hours.
• 2. Complete LightStream loan application; watch your email for updates.
• 3. Funds are deposited directly into your bank account. Complete your project!

Apply below with LightStream's hassle-free, online application.

Use their monthly payment calculator to make it easy to find the best rate and terms for you.